"STRIVE NOT TO BE A SUCCESS, BUT RATHER TO BE OF VALUE."
Albert Einstein
Your first step is to establish a budget for a new home. The best way to do this is to meet with a mortgage professional.
Imagine your ideal home then make a list of everything you envisioned.
Once you know how much you can afford and what you are looking for in a home, it is time to begin your search.
This is likely one of the largest financial purchases you will ever make.
When it comes time to make an offer on a home, we will negotiate on your behalf in order to attain the best terms for you. This can include negotiating the price, repair costs, timelines, and contingencies.
This is the legal contract buyer(s) and the seller(s) enter into once the buyer(s) offer has been accepted by the seller(s). It outlines the terms and conditions of the sale and is signed by both parties.
A % of the asking price deposited into an independent account to demonstrate that you're a serious buyer. The seller(s) takes their home off the market. At closing the money is put toward the down payment or closing costs.
Once the Purchase and Sale Agreement is signed, a home inspector is hired to examine the home’s health, safety, and major mechanical systems. If any issues arise from an inspection, the buyer may be able to renegotiate their offer.
After your offer is accepted, the next step is to get final loan approval. During this process, the lender will decide if they are willing to approve your mortgage based on things like your creditworthiness, the title history, and the appraisal of the home you want to buy.
This is a report for you and your lender detailing the history of the home that you are buying to ensure there are no legal barriers to purchasing it.
Escrow is an impartial third-party process in which documents and funds are deposited by buyers, sellers, and lenders to facilitate the closing of a real estate transaction.
During this final step of the home-buying process, ownership is transferred from the seller(s) to the buyer(s), closing costs are paid, and a number of documents are signed. After closing is finalized and recorded, the home is yours!
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